How To Detect Fake Bank Alert (Tested and see good results)

If you are receiving a lot of money from different people, you are at risk of being attacked by scammers who use some tricks to create a fake bank alert, design it in a way you can not doubt, and send it to you via SMS.

Here we come up with some tactics that we simply use in detecting a fake bank alert.

How can someone create a fake bank alert 

Creating a fake bank credit alert is something that can not be possible without knowing about the victim's phone number, account number, and bank name. Once they obtained that information they can instantly generate a fake SMS alert with the same format that your bank is sending you, and send it to your phone number via SMS. 

Earlier, the fraudsters do it manually, they save their phone number on your mobile phone using your bank name, then they send you an SMS alert with the same format as your bank is sending you. This method is hard for many of them because they can not do it without accessing a victim's mobile phone that is why they resort to using a mobile app to generate a fake transfer alert which is simple to detect but only if you know how to differentiate it from real bank alerts. Here are the series of questions to ask yourself immediately after you're suspicious of the particular bank credit alert.

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1. Does the message come to a separate place or does it fall under the official bank SMS alerts folder? 

Every new SMS alert that comes officially from your bank will exist in the same folder. 

Once you receive a credit alert, check if it creates a new space on the list of your message folders instead of it to lie under your existing bank alerts folder. 

2. Can you reply to the SMS alert? 

Do you know that any official bank SMS alert can not be replied to? By knowing that you understand the simplest way to identify fake bank alerts. If it's a real transfer alert, as soon as you open it you'll see a short notice telling you that you can't reply to this SMS. 

3. Has your account balance been increased? 

This is the vital part to identify a fake bank alert, but most of the time we don't give it much consideration. Once we receive the credit alert we hurriedly check the amount sent and look over the other part which is the total balance. Fortunately, all banks are accumulating both the newly credited amount and the total balance before the last transaction. But it's unfortunate for the fraudsters as the fake alert apps can not do it because they don't know your actual account balance. 

Overall, if you want to know a fake bank alert, you should look at your final account balance after transferring the money, does it increases to the total credited amount, or does it looks like something else? 

Still, you can go after these additional tactics to detect fake transfer alerts. 

4. Try checking your account balance 

Most people believe that seeing an SMS alert is enough to tell you that money has entered your bank account. Yet, this can be something to depend on, but it's not enough for a credit alert that we are suspicious of, in that case, check your account balance to stay out of suspicion. 

By checking your account balance you'll see whether the money has entered and have peace of mind. 

5. Ask the sender if he can show you his debit alert 

Since this is not really an interbank transfer, the sender may not have evidence to show that money is being transferred from his bank account to another. 

6. Check for errors

Some fake alert apps make common errors while trying to emulate your bank alert such as: 

Omission of comma sign (,) between the figures. For example, if it's a real bank SMS alert the one thousand is written as 1,000, and two eighty-five thousand and three hundred will be 285,300, but those fake alert apps are usually sending it as 1000 and 285300. 

Also among other things, consider whether the sender's name corresponds to your bank name or if there is some misspelling in writing the bank name. 

7. If you received the alert via email make sure it's officially sent as your bank used to email you. 

Final Thought 

Since most of the fraudsters who send fake bank alerts were unknowns and we can not be able to get them as soon as they leave, the only precaution against them is applying all those tips we mentioned before submitting anything to them no matter how we/they are in hurry. 

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